personal_v1_balanced
Personal Balanced
Three equal-weight legs: USDC stable buffer, ETH beta, BTC beta on Base.
Personal Balanced is the trial allocation of the first productive Elyx vault: 40% USDC as liquidity-and-stability anchor, 30% WETH and 30% cbBTC as symmetric participation in the two largest crypto assets. It is deliberately simple — no vol-target, no sector rotation, no bridges.
The strategy targets a middle ground between pure capital preservation and full crypto exposure. It inherits 60% crypto beta but dampens drawdowns through the stable buffer and the evenly-spread risk across two assets instead of one.
Rebalancing is event-driven with a 5% drift threshold and 200bps slippage default — empirically validated across stages 1-3 of the $950 trial. Typical trade cadence is every 1-3 weeks depending on the volatility regime.
Risk profile
Target allocation
How the strategy aims to distribute capital
Backtest Dec 2024 – May 2026
500 days of real BTC + ETH market data · 9 rebalances at 0.1% swap fee · defillama (BTC + ETH daily closes); USDC modelled at $1.00
Total Return
-10.4%
CAGR
-7.7%
Max drawdown
-37.9%
Vol p.a.
34%
Walk-forward simulation of the strategy against real BTC and ETH daily closes. Rebalancing fires when drift > threshold, with a 0.1% swap fee as realistic friction. Past performance is no indicator of future results.
Where this strategy fits
- Symmetric risk allocation across BTC + ETH without staking lock-ups
- USDC buffer dampens crash drawdowns without giving up upside
- Live in the 40/30/30 vault as a $950 trial since 2026-05-01
- Roles permissions tightly scoped to KyberSwap + ERC20.approve
Things you should know
- Crypto drawdowns of 35-45% in bear cycles are realistic
- USDC carries stable-issuer risk (Circle)
- No yield on the USDC sleeve — that lands with Yield-USDC v2